/* cleverInsurance · landing page
   For index.html only. The shared foundations live in base.css. */

  /* ---------- Reveal beim Scrollen ---------- */
  .r{opacity:0;transform:translateY(14px);transition:opacity .55s ease,transform .55s ease}
  .r.in{opacity:1;transform:none}
  @media (prefers-reduced-motion: reduce){
    html{scroll-behavior:auto}
    .r{opacity:1;transform:none;transition:none}
  }

  /* ---------- Hero ---------- */
  header{padding:66px 0 78px;border-bottom:1px solid var(--line)}
  .hero-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:52px;align-items:center}
  @media(max-width:980px){.hero-grid{grid-template-columns:1fr;gap:44px}}
  h1{font-family:var(--disp);font-weight:800;font-size:clamp(2.1rem,4.2vw,3.3rem);line-height:1.08;letter-spacing:-0.025em;margin-bottom:22px}
  h1 .accent{color:var(--red)}
  .hero-sub{font-size:17.5px;color:var(--muted);max-width:520px;margin-bottom:28px}
  .hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:24px}
  .trustline{font-family:var(--mono);font-size:11.5px;color:var(--muted);letter-spacing:.02em}
  .trustline span{color:var(--red)}

  /* ---------- Matrix (Signature, interaktiv) ---------- */
  .matrix-card{background:var(--card);border:1px solid var(--line);border-radius:var(--rad);overflow:hidden;box-shadow:0 1px 2px rgba(21,23,26,.04)}
  .matrix-head{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:12px 16px;border-bottom:1px solid var(--line);flex-wrap:wrap}
  .matrix-title{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
  .matrix-status{font-family:var(--mono);font-size:11px;color:var(--muted)}
  .matrix-status b{color:var(--ink);font-weight:500}
  .matrix-scroll{overflow-x:auto}
  table.matrix{border-collapse:collapse;width:100%;min-width:540px;font-size:13px}
  .matrix th,.matrix td{padding:10px 12px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
  .matrix thead th{font-family:var(--mono);font-size:10.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-weight:500;background:#FAFAF7}
  .matrix thead th .tag{display:inline-block;font-size:9px;padding:1.5px 6px;border-radius:4px;background:var(--chip);border:1px solid var(--line);margin-left:6px;letter-spacing:.05em;color:var(--muted)}
  .matrix td.feat{font-weight:600;font-size:13px;white-space:nowrap}
  .val{display:flex;flex-direction:column;gap:4px}
  .val-top{display:flex;align-items:center;gap:6px}
  .dot{width:6px;height:6px;border-radius:50%;flex:none}
  .dot-g{background:var(--green)}
  .dot-r{background:var(--red)}
  .src{font-family:var(--mono);font-size:9.5px;color:var(--muted);background:var(--chip);border:1px solid var(--line);border-radius:4px;padding:1px 6px;width:fit-content}
  td.x{cursor:pointer;transition:background .15s ease}
  td.x:hover{background:#FAFAF7}
  td.x.sel{background:var(--red-tint);box-shadow:inset 0 0 0 1.5px var(--red)}
  .quote-card{border-top:1px solid var(--line);background:#FAFAF7;padding:14px 16px}
  .quote-label{font-family:var(--mono);font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin-bottom:6px}
  .quote-text{border-left:3px solid var(--red);padding-left:12px;font-size:13.5px;line-height:1.55;color:var(--ink)}
  .quote-meta{font-family:var(--mono);font-size:10.5px;color:var(--muted);margin-top:6px;padding-left:15px}
  .matrix-note{font-family:var(--mono);font-size:10.5px;color:var(--muted);margin-top:10px}

  /* ---------- Herkunftsleiste ---------- */
  .origin{border-bottom:1px solid var(--line);background:var(--card)}
  /* Vertical only: the 24px side padding comes from .wrap so the bar lines up with
     the hero column above. A padding shorthand here would wipe that padding out. */
  .origin-in{display:grid;grid-template-columns:auto auto minmax(0,1fr);gap:0;padding-top:24px;padding-bottom:24px}
  .o-item{display:flex;flex-direction:column;gap:5px;padding-right:34px}
  .o-item+.o-item{border-left:1px solid var(--line);padding-left:34px}
  .o-item:last-child{padding-right:0}
  .o-val{font-family:var(--disp);font-weight:800;font-size:20px;line-height:1.25;letter-spacing:-0.01em;color:var(--blue)}
  .o-sub{font-family:var(--mono);font-size:10.5px;color:var(--muted);letter-spacing:.04em;line-height:1.5}
  /* The third entry is a sentence, not a label: body type instead of mono micro-type. */
  .o-item:last-child .o-sub{font-family:var(--body);font-size:13.5px;letter-spacing:0}
  @media(max-width:800px){
    .origin-in{grid-template-columns:1fr;gap:16px}
    .o-item{padding-right:0}
    .o-item+.o-item{border-left:0;padding-left:0;border-top:1px solid var(--line);padding-top:16px}
  }

  /* ---------- Sections ---------- */
  section{padding:80px 0;border-bottom:1px solid var(--line)}
  h2{font-family:var(--disp);font-weight:700;font-size:clamp(1.55rem,2.8vw,2.2rem);letter-spacing:-0.02em;line-height:1.15;margin-bottom:14px}
  .lede{font-size:17px;color:var(--muted);max-width:640px;margin-bottom:42px}

  .cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
  @media(max-width:820px){.cards3{grid-template-columns:1fr}}
  .pcard{background:var(--card);border:1px solid var(--line);border-radius:var(--rad);padding:26px 24px}
  .pcard h3{font-family:var(--disp);font-weight:700;font-size:17.5px;margin-bottom:8px;letter-spacing:-0.01em}
  .pcard p{font-size:14.5px;color:var(--muted)}
  .pcard a.more{display:inline-block;margin-top:12px;font-size:13.5px;font-weight:600;text-decoration:none;color:var(--red)}
  .pcard a.more:hover{text-decoration:underline}

  .steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
  @media(max-width:980px){.steps{grid-template-columns:repeat(2,1fr)}}
  @media(max-width:560px){.steps{grid-template-columns:1fr}}
  .step{background:var(--card);border:1px solid var(--line);border-radius:var(--rad);padding:20px 18px}
  .step.core{border-top:3px solid var(--blue)}
  .steps-note{font-family:var(--mono);font-size:10.5px;color:var(--muted);margin-top:12px}

  /* ---------- Preise ---------- */
  .tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;align-items:stretch}
  @media(max-width:1000px){.tiers{grid-template-columns:repeat(2,1fr)}}
  @media(max-width:640px){.tiers{grid-template-columns:1fr}}
  .tier{background:var(--card);border:1px solid var(--line);border-radius:var(--rad);padding:28px 24px;display:flex;flex-direction:column}
  .tier.hot{border:2px solid var(--red)}
  .t-name{font-family:var(--disp);font-weight:800;font-size:24px;letter-spacing:-0.02em}
  .t-desc{font-size:14px;color:var(--muted);margin:2px 0 18px}
  .t-price{font-family:var(--disp);font-weight:800;font-size:26px;letter-spacing:-0.02em}
  .t-sub{font-size:13px;color:var(--muted);margin-top:4px}
  .tier .btn{display:block;text-align:center;margin-top:18px}
  .t-plus{font-family:var(--disp);font-weight:700;font-size:14px;margin-top:20px;padding-top:18px;border-top:1px solid var(--line)}
  .t-list{list-style:none;margin-top:12px;display:flex;flex-direction:column;gap:9px}
  .t-list.divide{margin-top:20px;padding-top:18px;border-top:1px solid var(--line)}
  .t-list li{display:flex;gap:9px;font-size:14px;line-height:1.45}
  .t-list .tick{color:var(--muted);flex:none}

  /* ---------- Formulare ---------- */
  .formcard{background:var(--card);border:1px solid var(--line);border-radius:var(--rad);padding:26px 24px;max-width:680px}
  .form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
  @media(max-width:640px){.form-grid{grid-template-columns:1fr}}
  .field{display:flex;flex-direction:column;gap:6px}
  .field.full{grid-column:1/-1}
  .field label{font-family:var(--disp);font-weight:700;font-size:13.5px}
  .field input,.field select,.field textarea{font-family:var(--body);font-size:15px;padding:10px 12px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink)}
  .field textarea{min-height:96px;resize:vertical}
  .field input:focus,.field select:focus,.field textarea:focus{outline:2.5px solid var(--red);outline-offset:1px;border-color:var(--red)}
  .form-actions{margin-top:16px}
  .form-note{font-size:13px;color:var(--muted);margin-top:12px}
  .step-num{font-family:var(--mono);font-size:11px;color:var(--blue-24);letter-spacing:.1em;margin-bottom:10px}
  .step-num.sn-now{color:var(--blue)}
  .step-num.sn-option{color:var(--blue-mid)}
  .step-num.sn-vision{color:var(--muted)}
  .step h3{font-family:var(--disp);font-weight:700;font-size:15.5px;margin-bottom:6px;letter-spacing:-0.01em}
  .step p{font-size:13.5px;color:var(--muted);line-height:1.5}

  .cards2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
  @media(max-width:820px){.cards2{grid-template-columns:1fr}}
  .vcard{background:var(--card);border:1px solid var(--line);border-radius:var(--rad);padding:28px 26px}
  .vcard h3{font-family:var(--disp);font-weight:700;font-size:18px;margin-bottom:8px;letter-spacing:-0.01em}
  .vcard p{font-size:15px;color:var(--muted)}

  .uc-note{margin-top:22px;background:var(--card);border:1px solid var(--line);border-left:3px solid var(--ink);border-radius:var(--rad);padding:18px 22px}
  .uc-note b{font-family:var(--disp)}
  .uc-note p{font-size:14px;color:var(--muted);margin-top:4px}
  .uc-note.redline{border-left-color:var(--red)}

  /* FAQ */
  details{background:var(--card);border:1px solid var(--line);border-radius:var(--rad);margin-bottom:10px;overflow:hidden}
  summary{cursor:pointer;padding:16px 20px;font-family:var(--disp);font-weight:700;font-size:15.5px;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
  summary::-webkit-details-marker{display:none}
  summary::after{content:'+';font-family:var(--mono);color:var(--red);font-size:18px;flex:none}
  details[open] summary::after{content:'–'}
  .faq-a{padding:0 20px 18px;font-size:14.5px;color:var(--muted);line-height:1.6}

  /* CTA */
  .cta{padding:96px 0;border-bottom:none}
  .cta h2{font-size:clamp(2rem,4.4vw,3.1rem);font-weight:800;letter-spacing:-0.025em;max-width:720px}
  .cta-contact{margin-top:40px;padding-top:28px;border-top:1px solid var(--line);display:flex;gap:56px;flex-wrap:wrap}
  .cc-block .cc-label{font-family:var(--mono);font-size:10px;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);margin-bottom:5px}
  .cc-block .cc-val{font-family:var(--disp);font-weight:700;font-size:16px}
  .cc-block .cc-sub{font-size:13px;color:var(--muted)}