cleverInsurance analyses competitors’ policy terms, rate sheets and product pages and populates your comparison matrix according to your criteria. Every value remains traceable to an excerpt from the original source.
cleverInsurance by e24 · Part of the cleverBenchmark family · Hosted in Germany · No training on your data
| Criterion | Own product Reference | Provider B extracted | Provider C extracted |
|---|---|---|---|
| Gross negligence | Waiver |
WaiverPolicy terms · Sec. 4.3 |
Reduction possiblePolicy terms · Sec. 7.1 |
| Theft away from home | CHF 2'000 |
CHF 5'000Rate sheet · p. 2 |
CHF 3'000Policy terms · Sec. 12 |
| Earthquake cover | Optional add-on |
NoPolicy terms · Sec. 9.4 |
IncludedProduct page |
| Cyber add-on | Yes |
NoRate sheet · p. 4 |
OptionalPolicy terms · Sec. 15 |
“The insurer waives the right to reduce benefits on the grounds of grossly negligent causation of the insured event.”
Demo with fictional sample data. Select an extracted value to display its source excerpt.
Product and category teams work through policy terms, rate sheets and product pages, transfer findings into spreadsheets and later have to retrace changes. The challenge is not the expert assessment itself, but the effort required to keep competitive data structured, current and traceable to its source.
Criteria have to be found across multiple documents and product pages, interpreted and transferred manually.
Comparisons often live across different spreadsheets and versions. Currency and approval status require additional maintenance.
For committees and reviews, a value alone is not enough. The supporting source must be immediately available and the decision must remain traceable.
cleverInsurance handles research and structuring. Every expert approval stays with your team and is documented.
Upload policy terms and rate sheets as PDFs or add the URL of a product page.
Coverages, limits and conditions are identified, with a source reference and confidence marker for every value.
Your team confirms or corrects each finding. Contradictions between sources are flagged as conflicts. The human reviewer decides.
Open cells are visibly prioritised until the matrix is complete.
Filter the matrix, flag disadvantages, query the AI chat and export to Excel.
Steps 01–03 form the core loop. Steps 04 and 05 turn it into an ongoing market overview.
General-purpose AI can analyse individual documents. cleverInsurance turns that into a repeatable benchmarking process that remains usable in product management over time.
Your criteria, sources and assessment logic remain part of a structured process. New document versions are processed using the same framework instead of rebuilding the analysis from scratch in a chat.
The analysis produces a reviewable comparison matrix: value by value, with a source excerpt for every cell. If there is no reliable evidence, the finding remains open.
Confidence markers, conflict indicators, documented reviewer decisions and traceable changes make comparisons auditable and repeatable.
Reviewing with direct source access beats searching and retyping. Today: open the document, find the passage, interpret it, transfer it. With cleverInsurance: review the value, jump straight to the source excerpt, confirm or correct it.
Prepare decision-ready answers to “Where do we stand in the market?” significantly faster. Every value remains traceable to its source.
See how it works →Closed-loop operation, tenant separation, traceable approvals and clear data residency for use in regulated environments.
See security →A clearly defined use case with a measurable Proof of Value instead of building an internal AI project without a defined target process.
See pilot programme →All cleverInsurance AI processes run in a closed-loop environment on dedicated hardware in an audius-owned German data centre. Your data remains under your control.
Locally operated models on our own infrastructure: no mixing with global models, no cloud lock-in and no US hyperscalers in the data path.
Your documents and corrections are never used for model training, by us or by third parties.
An isolated data partition for each customer, with no mixing across tenant boundaries. Dedicated instances and on-premises deployment are available as premium options.
Data is encrypted at rest and in transit using current industry-standard methods.
Corrections from your team are not trained into model weights. They become rules and glossary entries in your own domain model: traceable, editable, exclusive to your data partition and effective from the next document onward.
Source evidence, confidence markers and documented approvals are designed in line with the expectations for explainability and traceability set out in FINMA Supervisory Notice 08/2024. The complete security dossier, including architecture, data flows, retention periods and audit rights, is available during the pilot discussion.
For the initial production rollout of cleverInsurance, we are looking for two to three insurers to validate benchmarking for one line of business with us and tailor it to their process.
Your line of business, your documents, your criteria: together we build the first comparison matrix and demonstrate the value live.
The domain model, criteria and workflows are developed with your business team. Your pilot helps shape cleverInsurance for the insurance domain.
Preferential terms and direct access to the roadmap. A customer reference is welcome, but never a condition.
We do not quote unsupported percentages from a brochure. During the pilot, we measure together: your baseline (today’s manual process), an expert-annotated Golden Set for your line of business, and from this field coverage, precision, recall and time savings. Everything is openly documented before you decide.
Your criteria, assessment logic and all corrections remain exclusively yours, contractually guaranteed. Generic base structures (general insurance vocabulary) remain with e24 and are declared as such.
Standard is the single-user option for independent work. Team and Enterprise start with a Proof of Value and are introduced together with your business team.
For individual users and evaluation
per month, minimum term three months. No setup workshop.
Request accessFor product teams
base per month, plus CHF 40 per user per month. One-time setup workshop charged separately.
Start a Proof of ValueEverything in Standard, plus:
For full enterprise control
Individual terms.
Book a callEverything in Team, plus:
CHF 95 per month, minimum term three months, with no setup workshop. After your request, you receive the licence agreement; access is activated once the contract is completed.
Clear, direct, no evasions.
30 minutes, your documents, your criteria: we show how cleverInsurance structures the comparison using your own case.